NON-BUSINESS LOAN

A loan used for purchasing personal or household assets for improvement of basic living condition and impact to child well-being such as water purifier, latrine, solar lighting system, bike, motorbike, etc.

Conditions

 Currency  KHR USD THB
 Loan Size KHR 80,000 – 40,000,000

USD 100 – 25,000

THB 800 – 400,000

 Loan Term  03 – 60 Months
 Monthly Interest Rate  From 1.15% to 1.50%
 Payment Mode  Based on client’s business cash flow
 Lending   Methodologies  Group Loan or Individual Loan
Currency KHR, USD, THB
Loan Size KHR 80,000 – KHR 20,000,000
USD 100 – USD 5,000
THB 800 – THB 200,000
Payment Model Based on client’s business cash flow
Lending Methodologies Group or Individual
Methodology Currency Loan Size Interest Rate Loan Term
Monthy Inerest Rate & Loan Term Group Loan KHR 80,00 – 3,000,000 2.75% – 3.00% 3 – 18 months
THB 800 – 30,00 2.75% – 3.00% 3 – 18 months
Individual KHR 1,400,001 – 12,000,000 2.20% – 2.95% 3 – 30 months
THB 14,001 – 100,000 2.50% – 2.85% 3 – 30 months
 USD 351 – 20,000 1.55% – 2.80% 3 – 33 months
  • Access to financial education provided by WB Finance’s staff
  • Opportunity to be selected as best client
  • Be entitled to annual lucky draw.
  • Be entitled to Safety Net Program for loan written off in the case of client’s death
  • Cambodian
  • Aged between 18-65 years old
  • Good character and sound credit background
  • At least has one year residence address
  • Consent from spouse or household members to access the loan
  • Realistic and profitable business plan Ability to share the investment, either by being an owner-operated business or by sharing ownership of the assets purchased with the applied loan
  • Ability to form group guarantee
  • Ability to provide guarantor(s) with sufficient collateral to cover repayment of the loan amount

Visit nearest WB Finance’s branch or call us at 023 96 3333