FORTUNE DEPOSIT ACCOUNT (FDA)

Fortune Deposit Account (FDA) is a kind of interest-bearing and contract-based savings accounts that require account balance to be placed within a specific contract with particular period of time. Those who place their money in this account for longer term will gain higher interest rate. Cash deposited in this account will be upheld till maturity date.

Currency* KHR, USD and THB
Minimum Initial Deposit KHR 100,000 or USD 25 or THB 1,000
Interest Payment
  •  Monthly interest withdrawal
  •  Maturity interest withdrawal
Certificate of Deposit Free​
Withdrawal Condition
  •  At the maturity date or upon account closure
  • Partial withdrawal is not allowed
Annual Interest Rate** (Please see attach below)

* Thai Baht currency is available in all branches office in Battambang, Banteay Meanchey, Pailin province and Head Office only

** Other conditions are applied

** All rates and account conditions are subject to change from time to time without prior notice.

TERM(month) FDA-Monthly Interest Withdrawal FDA-Maturity Interest Withdrawal
KHR USD THB KHR USD THB
1-2 NA NA NA 4.00% 4.00% 4.00%
3-5 5.50% 5.25% 5.00% 5.75% 5.50% 5.25%
6-8 6.25% 6.25% 5.75% 6.50% 6.50% 6.00%
9-11 6.75% 6.50% 6.50% 7.00% 6.75% 6.75%
 12-17 7.75% 7.25% 7.75% 8.00% 7.50% 8.00%
18-23 7.75% 7.25% 7.75% 8.00% 7.50% 8.00%
 24-35 8.00% 7.50% 8.00% 8.25% 7.75% 8.25%
 36 8.25% 7.75% 8.00% 8.50% 8.00% 8.25%
TERM SITD – NORMAL  SITD – FIXED*
KHR USD THB KHR USD THB
3 month 4.00% 3.25% 4.50% 3.75% 4.75%
6 month 4.50% 3.50% 5.75% 4.00% 6.00%
9 month 5.50% 4.00% 6.50% 5.25% 6.75%
12 month 7.00% 4.50% 8.25% 6.50% 7.75%
18 month 7.50% 4.75% 8.75% 6.75% 8.00%
24 month 7.75% 5.00% 9.00% 7.00% 8.25%
36 month 8.25% 5.25% 9.50% 7.25%

 

  • Generate additional income through interest rate
  • Interest is calculated daily and paid monthly or on maturity date
  • The longer you invest, the higher interest rate you get
  • Various options for deposit term from 1 month to 36 months
  • Reach your financial goal
  • High safety for your cash
  • Fast and convenience customer service
TERM SITD – NORMAL  SITD – FIXED*
KHR USD THB KHR USD THB
1 month
3 month 4.00% 3.50% 5.00% 4.00% 5.00%
6 month 5.00% 3.75% 6.25% 4.75% 6.25%
9 month 6.00% 4.25% 7.00% 5.50% 7.00%
 12 month 7.00% 5.00% 9.00% 7.00% 8.00%
18 month 8.00% 5.00% 9.50% 7.00% 8.00%
 24 month 8.50% 5.25% 10.00% 7.25% 8.25%
 36 month 9.00% 5.50% 10.00% 7.50%
SITD – MONTHLY INTEREST WITHDRAWAL
TERM SITD – NORMAL  SITD – FIXED*
KHR USD THB KHR USD THB
3 month 4.00% 3.25% 4.50% 3.75% 4.75%
6 month 4.50% 3.50% 5.75% 4.00% 6.00%
9 month 5.50% 4.00% 6.50% 5.25% 6.75%
12 month 7.00% 4.50% 8.25% 6.50% 7.75%
18 month 7.50% 4.75% 8.75% 6.75% 8.00%
24 month 7.75% 5.00% 9.00% 7.00% 8.25%
36 month 8.25% 5.25% 9.50% 7.25%

 

* “SITD-FIXED” is available for limited period only. SITD-FIXED earns higher interest but the entire deposit cannot be withdraw unitl its maturity date.
** Other conditions are applied. All rates & account are subject to change from time to time without prior notice.

Note:
  • Thai Baht currency is available in all branches office in Battambang, Banteay Meanchey, Pailin province and Head Office only.
  • Inerest Calculation (Principal x Interest Rate x Number of Days)/365

For Individual

  • A legal person, both Cambodian and Foreigner
  • Identification Documents such as ID Card, Passport and/or other documents

For Corporate

  • An entity that is legally registered under the Cambodian’s laws and regulations
  • Business Registration Certificate, Memorandum and Articles of Association, and/or Letter of Authorization or Board Resolution as well as other documents (if available)
TERM SITD – NORMAL  SITD – FIXED*
KHR USD THB KHR USD THB
1 month
3 month 4.00% 3.50% 5.00% 4.00% 5.00%
6 month 5.00% 3.75% 6.25% 4.75% 6.25%
9 month 6.00% 4.25% 7.00% 5.50% 7.00%
 12 month 7.00% 5.00% 9.00% 7.00% 8.00%
18 month 8.00% 5.00% 9.50% 7.00% 8.00%
 24 month 8.50% 5.25% 10.00% 7.25% 8.25%
 36 month 9.00% 5.50% 10.00% 7.50%
SITD – MONTHLY INTEREST WITHDRAWAL
TERM SITD – NORMAL  SITD – FIXED*
KHR USD THB KHR USD THB
3 month 4.00% 3.25% 4.50% 3.75% 4.75%
6 month 4.50% 3.50% 5.75% 4.00% 6.00%
9 month 5.50% 4.00% 6.50% 5.25% 6.75%
12 month 7.00% 4.50% 8.25% 6.50% 7.75%
18 month 7.50% 4.75% 8.75% 6.75% 8.00%
24 month 7.75% 5.00% 9.00% 7.00% 8.25%
36 month 8.25% 5.25% 9.50% 7.25%

 

* “SITD-FIXED” is available for limited period only. SITD-FIXED earns higher interest but the entire deposit cannot be withdraw unitl its maturity date.
** Other conditions are applied. All rates & account are subject to change from time to time without prior notice.

Note:
  • Thai Baht currency is available in all branches office in Battambang, Banteay Meanchey, Pailin province and Head Office only.
  • Inerest Calculation (Principal x Interest Rate x Number of Days)/365
  • Visit nearest WB Finance’s branch office along with any original copy of ID Documents
  • Contact us at 023 96 3333 for more details